Why use a Mortgage Broker?
A broker can advise on all areas of your mortgage process
The terms and conditions of mortgage deals can get complicated, so a mortgage broker can make the process a lot clearer and smoother.
Our specialist advisors will be able to advise you on which products are most suitable for your specific financial circumstances. In most cases a high street lender will recommend their own products even if there are more suitable products available elsewhere, so this will not always be right for your needs.
Dream Casa Mortgage Consultancy will find the mortgage that is best for your needs as we are impartial, with no incentive to recommend one lender over another.
This helps to ensure that you take out a mortgage that is specific and relevant to your needs, and not costing you unnecessary interest or charges that could be avoided.
A broker has a wider market reach
As a whole-of-market broker we deal with the majority of the lenders on the market, which enables us to consider every option to find you the mortgage that is best suited for your circumstances.
Unlike high street lenders, if you have a certain amount of deposit, we will find the best deal for your loan-to-value, which will provide you the best interest rate available. Not just what your existing lender has available.
It is important to remember that by making multiple applications to different lenders, this could adversely effect your credit rating, not to mention taking a lot of your time researching, comparing and even completing applications.
The fees you pay to us, ensure that we can spend quality time with you and and dealing with your application. We also use our market knowledge and connections in the industry, to only make an application to a lender when we are confident that it is the best deal for you. As well as ensuring that we deal directly with the lender on your behalf to save you time and stress.